How to Insure Your Engagement Ring - Engagement Ring Insurance Companies

Because an engagement ring is such a significant investment, you'll want to insure it against theft or loss. How to Insure Your Engagement Ring articulates the few simple steps to insuring your ring.

Introduction to How to Insure Your Engagement Ring - Engagement Ring Insurance Companies

If you've managed to find the perfect engagement ring, you'll want to insure it against theft, damage, or loss. Beyond its sentimental value, your ring is also a major investment, so you need to treat it accordingly. Whether through your home owner's insurance, renter's insurance, or outside jewelry insurance company, it's important to protect your ring's value.


Step 1: Research Current Insurance Options
You've got the ring, now it's time to insure it.
You've got the ring, now it's time to insure it.

1. It's most common to add a "rider", or extension, to your current insurance policy.
2. Find out how much a "rider" will cost. Generally, you should expect to pay between $1 and 2 per $100 of the ring's value per year. So if your ring is valued at $10,000, you would pay between $100 and $200 per year to insure it....................................

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